Showing posts from October, 2018

What is Insurance

What is insurance?

Insurance is the pooling of fund for the purpose of indemnifying a person that has suffer a loss. It is a situation whereby a group of people come together to put a specific amount as saving somewhere so that if in future there is a risk or loss, such person that suffer a risk or loss may be compensated from the pool of fund that has been contributed

*Definition of Basic key words in Insurance*

1. _Policy_ : This is the evidence of the insurance contract. It is always a document or certificate that is issued by the insurer to the insured.

2. _The Insurer_ : This is the insurance company that provides the service of insuring the general populace. In Nigeria we have Insurance companies like Aiico.
Custodian insurance plc.
Consolidated hallmark insurance.
Lead way Insurance.
IGI Insurance.
Niger Insurance plc.
Mutual Assurance plc.
NICON. etc

3. The Insured : This is a person that has gone out to obtain insurance policy from a company. That person may be a business man or woma…

PP Update Gloria and Favour

               Math : Econs  :  Govt
               Math : literat   : Yoru
               Eng   :  Geog   : BIOLOGY : further maths 
Favour   Maths: Econs : BIOLOGY 
               Maths :  chemistry  : physics 
              English : Geography : Agriculture : further maths 
          Maths basic English quantitative 
Maths  English vocation verbal 
Maths general paper social quantitative 

Maths crs social grammar  English Basic agric maths  Civic business maths English 


A. Meaning of Insurance
Insurance can be defined as the process whereby there is protection against any risk that may terminate life or destroy the business or individual property. Loss of damage to property may arise from accident, theft, fire, flood and so on.
Insurance can also be defined as the transfer of risk of life or property from one person that insures himself (called the insured) to another person i.e. the insurance company (called the insurer) in return for a fixed amount (called premium) which the insured has made to the insurer.
Insurance is a contract between the insured and the insurer. If any property is lost or damaged, the insurer will pay the insurer insured an agreed sum of money called indemnity.
Insurance Companies in Nigeria
Insurance companies can be divided into categories, which are
Life Assurance : It is a contract between the person who takes out the policy called the assured and the assurance company. Examples of Life Assurance Companies are: AIICO Assurance P…

Early Men and thier methods of farming

The early men were wanderers that moved from one geographical location in search of food and shelter. Their Methods of Farming were crude as they made use of spears and cubs.

Soon the early men started to gather some seeds that they later planted and they were also able to tame and domesticate some wild animals. That was how farming started

The difference between Gmail and Email

I was shocked today when I heard my neighbour telling his son the difference between Email and Gmail. He said Email is when you use Electricity to send mail while Gmail is when you use Generator to send mail! 😃. I still dey struggle to catch my breath from laughing 😂😂😂😂😂. Happy Sunday to you.

Spelling drill year 8

1. Argument
2. Persuade
3. Permission
4. Ancient
5. Universe
6. Exaggerate
7. Excellent
8. Lamenting
9. Experience
10. Comfortable
11. Administration
12. Colleagues
13. University
14. Application
15. Information
16. Commission
17. Federal
18. Obstruction
19. Establish
20. Category
21. Prosecute
22. Appreciate
23. Departure
24. Approach
25. Important
26. Variety
27. Sudden
28. Determine
29. Vulture
30. Feather

Be Example of How You Want People To Treat You

*Be the Example of how you want people to treat you*

Sometimes ago, I'd a heated disagreement with my neighbor.

He placed his Generator just at the back of my window. There were a lot of smokes getting in and the sound won't just let my baby sleep.

So I approached him. I told him about the hazardous smoke that comes in and that it's possible to find another suitable place just nearby would be okay. He got angry. His wife flared up. I was surprised to his lack of not being able to reason with what I was saying. He insisted on not moving his Gen.

It wasn't convenient each time they put it on.

"You're not considerate. You're not a good person" I told him.

Those words were too much, but I was angry too.

I rang the Landlord. I informed him.
He doesn't stay around. He promised to call him.

Two weeks on, nothing changed. I felt very unhappy. I would always close my window even if the weather is hot. My baby sweats a lot. Then I had no Gen. Nepa wasn't he…


An opportunity is a situation in which it is possible for you to do something that you want to do.
A time or set of circumstances that makes it possible to do something.
Exploitable set of circumstances with uncertain outcome, requiring commitment of resources and involving exposure to risk.
Opportunity is everywhere but we miss the chance because we are not sensitive to those opportunities.

Your Time is Precious

```Don't waste your time and energy on the things or people that bring you negativity. 
There are too many positive things out here in the world to experience and very little time to see it all. 
The clock ticks the same for everyone and plays no favoritism. You can't rewind it back and you certainly can't stop it! It's on you! 
Time is your investment. Don't misspend it. Believe the Champion in You.  ``` 🍃🍂🍃🍂🍃🍂🍃🍂🍃🍂🍃

What is Leadership

Leadership is simply about influence. Positive willfully influence that is not subjected to frustration, victimization or fear.


Leadership is the act of inspiring subordinates to perform and engage in achieving a goal. It involves establishining  a clear vision, sharing the vision with others, so that they can follow willingly, providing the information, knowledge and methods to realize the vision and coordinating and balancing the conflicting interests of all members and stakeholders.

Bread for the Brethren

1. Reduce Food. 2. Reduce Sleep. 3. Reduce Talks. 4. Reduce Movies. 5. Reduce Sugar.
1. Remove Grudges. 2. Remove Show (Self display). 3. Remove Lust. 4. Remove Darkness. 5. Remove Distractions.
1. Be more Holy. 2. Be more Happy. 3. Be more Honest. 4. Be more Thankful. 5. Be more Simple.
1. Increase Praying. 2. Increase Study (WORD). 3. Increase Exercise. 4. Increase Fasting. 5. Increase Giving.
1. Be Discipline. 2. Be Sober. 3. Be Humble. 4. Be Timely. 5. Be Faithful. 6. Be Positive. 7. Be Ready. 8. Be Sensitive. 9. Be Anointed. 10. Be Peaceful.
1. Always Smile. 2. Always Retreat. 3. Always Remember. 4. Always Practice. 5. Always Learn.
1. Restrict Movement. 2. Receive Counsel. 3. Engage Wisdom. 4. Resist the Devil. 5. Avoid sin.
If there is any reason to share this then do it . 

Happy Cultural Day


Positive Affirmatives For Pupils

Teachers' Day Celebration